[{"data":1,"prerenderedAt":132},["ShallowReactive",2],{"$5nx0WfdAsb":3,"news-barometer-the-netherlands-offers-a-glimpse-of-europes-payment-future-epiCompanyEn":67},{"entry":4},{"localized":5,"uid":6,"title":7,"mainNavigation":8,"footerNavigationTitle":31,"footerLegalNavigationTitle":32,"footerLegalNavigation":33,"footerNavigationThreeTitle":46,"footerNavigationThree":47,"footerNavigationFourTitle":56,"footerNavigationFour":57,"footerDetails":62,"footerExtra":63,"footerBottom":64,"footerBottom2":65,"linkedin":66,"instagram":65,"x":65,"facebook":65},[],"4a3f28ef-0be2-4ee0-921e-772c6b08d62a","Globals",[9,14,18,22,27],{"uid":10,"title":11,"buttonLink":12,"openInNewTab":13},"ed4c5774-258a-4a31-9742-1018336ea7ce","Members","https:\u002F\u002Fepicompany.eu\u002Fmembers",false,{"uid":15,"title":16,"buttonLink":17,"openInNewTab":13},"5ae467d0-2954-482d-8c8c-311312444f64","Media & insights","https:\u002F\u002Fepicompany.eu\u002Fmedia-insights",{"uid":19,"title":20,"buttonLink":21,"openInNewTab":13},"750e3db0-39b0-4dad-a179-09b87c5db795","About","https:\u002F\u002Fepicompany.eu\u002Fabout",{"uid":23,"title":24,"buttonLink":25,"openInNewTab":26},"d52ae7ac-2c07-45c8-8319-0886366fd862","Careers","https:\u002F\u002Fcareers.epicompany.eu\u002F",true,{"uid":28,"title":29,"buttonLink":30,"openInNewTab":13},"58d9f3d1-4fd3-4899-a09b-8cff9f7f8390","Contact Us","https:\u002F\u002Fepicompany.eu\u002Fcontact","Company","Legal & Privacy",[34,38,42],{"uid":35,"title":36,"buttonLink":37,"openInNewTab":26},"5443aaeb-02c4-4f04-8b50-36ac0602fb14","Privacy Policy","https:\u002F\u002Fepicompany.eu\u002Fprivacy-policy",{"uid":39,"title":40,"buttonLink":41,"openInNewTab":26},"8989a977-4243-4f24-b43c-7ea8fee7d890","Terms & Conditions","https:\u002F\u002Fepi-company-production.ams3.digitaloceanspaces.com\u002Fimages\u002FEPI-Website-TCs.pdf",{"uid":43,"title":44,"buttonLink":45,"openInNewTab":26},"cc400318-16f9-4c58-a9e1-94f54a18fcda","Cookie Policy","https:\u002F\u002Fepicompany.eu\u002Fcookie-policy","Security & Compliance",[48,52],{"uid":49,"title":50,"buttonLink":51,"openInNewTab":13},"34383c12-91fe-4f75-8d10-5da341dc2dac","Compliance","https:\u002F\u002Fepicompany.eu\u002Fcompliance",{"uid":53,"title":54,"buttonLink":55,"openInNewTab":26},"8cdcf509-df55-4bda-98c9-df6ffcb26eb5","Vulnerability Disclosure","https:\u002F\u002Fepi-company-production.ams3.digitaloceanspaces.com\u002Fimages\u002F2025_Vulnerability-Disclosure_EPI_Wero.pdf","Wero",[58],{"uid":59,"title":60,"buttonLink":61,"openInNewTab":26},"8f954905-11c9-454a-ba9c-b26fd50d12c9","Visit Wero","https:\u002F\u002Fwero-wallet.eu\u002F","\u003Cp>EPI Company SE\u003C\u002Fp>","\u003Cp>De Lignestraat 13, 1000 Brussels, Belgium\u003Cbr \u002F>VAT: BE0755811726\u003Cbr \u002F>Share capital: € 754M\u003C\u002Fp>","\u003Cp>License details:  #0755.811.726.  Authorised by the National Bank of Belgium as a payment institution on 20 February 2024. PISP and AISP for services (7 payment initiation services and 8 account information services) \u003C\u002Fp>",null,"https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fepicompany\u002F",{"entry":68},{"localized":69,"uid":70,"uri":71,"title":72,"date":73,"customTitle":74,"highlightImage":75,"heroImage":81,"introTitle":84,"introText":85,"pageBuilder":86,"seomatic":125},[],"24c2d718-aa82-47b6-881a-058da97ce633","media-insights\u002Fbarometer-the-netherlands-offers-a-glimpse-of-europes-payment-future","EPI Payments Barometer: The Netherlands offers a glimpse of Europe’s payment future","2026-09-07T22:00:00+00:00","\u003Cp>EPI Payments Barometer: The Netherlands offers a glimpse of Europe’s payment future \u003C\u002Fp>",[76],{"url":77,"title":78,"alt":65,"focalPoint":79,"linkUrl":65},"https:\u002F\u002Fepi-company-production.ams3.digitaloceanspaces.com\u002Fimages\u002FNL-barometer-horizontal.png","NL barometer horizontal",[80,80],0.5,[82],{"url":77,"title":78,"alt":65,"focalPoint":83,"linkUrl":65},[80,80],"\u003Cp>How Europe Pays - The Netherlands offers a glimpse of Europe’s payment future \u003C\u002Fp>","\u003Cul style=\"list-style-type:disc;\">\u003Cli data-list-item-id=\"ef722030bf81ddd42c155b27572bcbbd7\">\u003Cstrong>Dutch consumers lead the way for modern payments in Europe, preferring cardless to contactless - \u003C\u002Fstrong>online payment apps are more powerful than cards locally with 42 % using them on a regular basis (increasing from 6 % from 2025). \u003C\u002Fli>\u003Cli data-list-item-id=\"ed9e8fd165ec008188d2935ccc4176997\">\u003Cstrong>Mobile payments apps are the go-to for P2P transactions\u003C\u002Fstrong> - Powered by existing solutions, it became a new norm, replacing cash and transfers for 70% of them. \u003C\u002Fli>\u003Cli data-list-item-id=\"efd97c2bbc8bbc940c4454ef494f09002\">\u003Cstrong>Banks are the trusted partner\u003C\u002Fstrong> (82%) above institutions as the ECB (46%) and Big Techs (49%). \u003C\u002Fli>\u003Cli data-list-item-id=\"e185057f9d6b24fe021fb03efcb558438\">\u003Cstrong>A bright future ahead for Wero - \u003C\u002Fstrong>70 % of Dutch consumers shared that they know about Wero and 69 % declare intention to use it in the future.  \u003C\u002Fli>\u003C\u002Ful>\u003Cp> \u003Cstrong>EPI’s third European Payment Barometer finds digital payments firmly embedded in Dutch daily life, while trust, security and convenience continue to shape what consumers expect next.\u003C\u002Fstrong> \u003C\u002Fp>",[87,93,97,104,108,112,117,121],{"uid":88,"slug":89,"typeHandle":90,"title":91,"text":92},"cab72a20-db31-48a5-9f69-fef80e6b7e36","text-1","TextBlock","Text 1","\u003Cp>\u003Cstrong>Amsterdam, 8 September 2026 \u003C\u002Fstrong>–The European Payments Initiative (EPI)’s third edition of its barometer showcases a market where digital payments have moved beyond adoption to become part of everyday habits. Seven in ten Dutch consumers use mobile payment apps to pay friends and family, while mobile payment apps are now used online as often as cards. This maturity is raising expectations. Dutch consumers value payment experiences that are simple, secure and convenient, and they place greater trust in their banks, validating the ongoing transition from iDEAL to Wero, built on a trusted Dutch payment experience and expanding it to more payment services and European borders. \u003C\u002Fp>",{"uid":94,"slug":89,"typeHandle":90,"title":95,"text":96},"052f3e29-75ca-4f9f-84c2-2d365b417c22","Text 2","\u003Cp>\u003Cstrong>From cards to wallets: Dutch consumers looking for a modern and empowering payment mix\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>For payments between friends and family, mobile payment apps are already the norm: 70% of Dutch consumers use them, while digital methods overall reach 83%, compared with 32% for physical methods. Online, mobile payment apps – including iDEAL – are used weekly by 42% of consumers, compared with 41% for debit and credit cards. \u003C\u002Fp>\u003Cp>In stores, contactless cards remain widely used at 64% weekly, but payment is increasingly moving onto connected devices: 44% of Dutch consumers use a smartphone wallet and 30% use a smartwatch to pay. The picture is therefore not one of a single payment method replacing another, but of consumers adopting the one that works best for each moment. \u003C\u002Fp>",{"uid":98,"slug":99,"typeHandle":100,"quote":101,"quotee":102,"function":103},"669fa740-cf66-440b-b0a3-e1200e71ed92","quote","QuoteBlock","\u003Cp>\u003Ci>What stands out in the Netherlands is how deeply digital payments have become embedded in everyday routines. That does not make Dutch consumers less demanding – quite the opposite. They expect every payment experience to be simple, immediate and useful.\u003C\u002Fi>\u003C\u002Fp>","Pauline Cieutat","Market Intelligence Lead at EPI Company",{"uid":105,"slug":89,"typeHandle":90,"title":106,"text":107},"2956e27e-a371-4ba0-bf3c-8a17ca170839","Text 3","\u003Cp>\u003Cstrong>Convenience matters, but trust and security set the standard\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>80% of Dutch consumers describe mobile payment apps as simple and intuitive, 76% value it for its convenience brought to daily life and 75% consider them secure, which appears a key item in Dutch preference election. Security and fraud remain the leading concern around digital payments for 56% of respondents, which doesn’t prevent use but create a more cautious demand.  \u003C\u002Fp>\u003Cp>Banks hold a particularly strong position in this environment. 82% of Dutch consumers trust their bank – the highest score across Wero’s five European markets – compared with 54% for card networks and 49% for global technology companies. For a highly digital market, the message is clear: innovation succeeds when it combines a better experience with institutions consumers already trust. \u003C\u002Fp>\u003Cp> \u003Cstrong>Wero builds on iDEAL – and enhances it\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>The Barometer findings come as the Netherlands is transitioning from iDEAL to Wero. IDEAL has established a simple and trusted way to pay online in the Netherlands. Wero is designed to preserve that familiar experience while going further: expanding from a primarily Dutch e-commerce payment solution into a European, bank-backed wallet spanning more payment features and use cases. \u003C\u002Fp>\u003Cp>As the rollout progresses, Wero is designed to bring together online payments with person-to-person payments, recurring and subscription payments and in-store payments, while enabling consumers to use a familiar bank-backed solution, domestically and beyond the Netherlands borders. For merchants, the ambition is likewise broader than a domestic checkout method: one European solution able to support customers across markets and across more of the payment journey. \u003C\u002Fp>\u003Cp>Dutch consumers appear to receive positively such evolution. 91% have heard of Wero – the highest level across the five Wero markets surveyed – and 76% see Wero as a replacement or complement to the way they pay today. The strength of these figures is closely linked to iDEAL high-market penetration: Wero can build habits that are already deeply established rather than asking consumers to learn an entirely new way to pay. \u003C\u002Fp>\u003Cp> \u003C\u002Fp>",{"uid":109,"slug":89,"typeHandle":90,"title":110,"text":111},"7555bc0a-d13f-4314-9c3f-6420bbd843ec","Text 4","\u003Cp>\u003Cstrong>Europeans want European payment options, without abandoning national solutions\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>The appetite for European solutions runs deep. \u003Cstrong>83%\u003C\u002Fstrong> of Belgians believe it is important for Europe to develop its own payment solution.\u003Csup>8\u003C\u002Fsup> This sentiment extends beyond Wero: it echoes similar public interest in European payment independence more broadly. This is consistent across all five Wero markets, reinforcing that this is a shared European expectation rather than a country-specific view. At the same time, \u003Cstrong>54%\u003C\u002Fstrong>  of Belgians express a preference for national payment solutions.   \u003C\u002Fp>",{"uid":113,"slug":99,"typeHandle":100,"quote":114,"quotee":115,"function":116},"8fc9c936-b9f2-46f1-8091-ec43fd59c9de","\u003Cp>\u003Ci>iDEAL has been instrumental in making digital payments simple and trusted in the Netherlands. Wero builds on that success, but its ambition goes further: to give consumers and merchants a solution that works across more payment moments and across Europe. The transition is therefore an evolution of a strong Dutch foundation into a broader European payment experience.\u003C\u002Fi>\u003C\u002Fp>","Ivo Broeren","Country Relationship Management Lead for The Netherlands at EPI Company",{"uid":118,"slug":89,"typeHandle":90,"title":119,"text":120},"115b2996-40ee-46e0-834c-675a43d9eb55","Text 5","\u003Cp>\u003Cstrong>Barometer Methodology\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>The 2026 European Payment Barometer is based on consumer research conducted across Wero’s five European markets: France, Belgium, Germany, the Netherlands and Luxembourg. The study surveyed 5,199 consumers, including 1,061 respondents in the Netherlands, aged between 16 and 64 and representative of the national population. The research was conducted between 30 April and 12 May 2026 using a nationally representative online sample in each market. \u003C\u002Fp>\u003Cp>The Barometer examines how Europeans pay in-store, online and between friends and family, as well as their attitudes towards mobile payment applications, trust in payment providers, concerns about digital payments, awareness of Wero and expectations for the future of payments. \u003C\u002Fp>",{"uid":122,"slug":123,"typeHandle":90,"title":20,"text":124},"d5f7a025-6888-4904-b347-ffc257f2e022","about","\u003Cp>\u003Cstrong>About EPI\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Fepicompany.eu\u002F\">EPI\u003C\u002Fa> (or European Payments Initiative) is supported by 18 European banks and payment service providers. Beyond the shareholders, over 50 institutions in Europe are now members of EPI. They have joined forces with a common goal: to offer a unified mobile payment service, to all European companies and citizens, Wero. EPI intends to enable European consumers and merchants and to carry out all types of retail transactions simply, via a resolutely sovereign digital wallet. \u003C\u002Fp>\u003Cp>Find out more at \u003Ca href=\"https:\u002F\u002Fepicompany.eu\u002F\">epicompany.eu\u003C\u002Fa> and follow us on \u003Ca href=\"http:\u002F\u002Flinkedin.com\u002Fcompany\u002Fepicompany\u002F\">LinkedIn\u003C\u002Fa>\u003C\u002Fp>\u003Cp>\u003Cstrong>About Wero\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Based on instant account-to-account (A2A) payments, \u003Ca href=\"https:\u002F\u002Fwero-wallet.eu\u002F\">Wero\u003C\u002Fa> further streamlines payments in Europe by eliminating intermediaries in the payment chain and the associated additional costs. Wero already supports payments between individuals, and will shortly unveil payments to professionals (P2Pro). Wero has been live for P2P payments in Belgium, France, and Germany since 2024, currently serving 59 million users. For retail payments, Wero is live in Germany since the end of 2025 with progressive roll-out in France and Belgium throughout 2026. Major migrations of at least 15 million consumers are also planned for Payconiq in Luxembourg (by 2026) and iDEAL in the Netherlands (by 2027). Point-of-sale payments will also be offered in 2026, as well as value-added services such as integration of merchant loyalty programs and recurring payments and subscription management.\u003C\u002Fp>\u003Cp>Find out more at \u003Ca href=\"https:\u002F\u002Fwero-wallet.eu\u002F\">wero-wallet.eu\u003C\u002Fa> and follow us on \u003Ca href=\"https:\u002F\u002Fwww.instagram.com\u002Fwero_eu\u002F\">Instagram\u003C\u002Fa> , \u003Ca href=\"https:\u002F\u002Fwww.facebook.com\u002Fwero.eu\u002F\">Facebook\u003C\u002Fa> and \u003Ca href=\"mailto:https:\u002F\u002Fwww.linkedin.com\u002Fshowcase\u002Fwero-epi\u002F\">Wero’s LinkedIn\u003C\u002Fa>\u003C\u002Fp>\u003Cp>EPI\u002FWero media contact: \u003Ca href=\"mailto:media@epicompany.eu\">media@epicompany.eu\u003C\u002Fa> \u003C\u002Fp>",{"metaTitleContainer":126,"metaTagContainer":127,"metaLinkContainer":128,"metaScriptContainer":129,"metaJsonLdContainer":130,"metaSiteVarsContainer":131},"{\"title\":{\"title\":\"EPI Company | EPI Payments 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